Play Baccarat Online for Real Money in September 2025
Surely one of the most popular casino games, online baccarat appeals to all players, from veteran high rollers to new gamblers. A favorite game of James Bond, baccarat is one of the most popular casino games because of how easy it is to learn and its high probability of winning.
However, baccarat may still seem exotic to modern gamblers, as blackjack and slots eclipsed its popularity in recent decades. For those new to baccarat, you can experiment with learning with our free game below. For those who are already high rollers, you’ll find info on strategies and reviews of the best places to play baccarat online.
Best Real Money Baccarat Online Casino Sites
Whether you want to play baccarat online for real money or for free, these are our favorite online casinos for baccarat.
- Wagering Req: 35x
- Max. Cash out: $5,000
- Rollover: 25x Deposit and Bonus
- Min. deposit: $10
- Wagering Req: 25x
- Max. Cash out: $9,500
- Rollover: 25x
- Min. deposit: $20
- Bitcoin bonus 350% up to $2500
- Min. deposit: $10
- Wagering Req: 35x
- Max. Cash out: $5,000
- Wagering Req: 35x
- Max. Cash out: $5,000
- Wagering Req: 35x
- Max. Cash out: $5,000
- Wagering Req: 35x
- Max. Cash out: $5,000
- 100 free spins
- Min. deposit: $25
An Overview of Baccarat Online
Choose Your Stakes
In baccarat online, you’ll see what the minimum and maximum betting amounts are. If you want to play a game with higher stakes at an online casino for real money, you don’t need to bet the maximum amount, but you’ll want to bet higher than usual. For low stakes, you can stick to the minimum.
Understand Payouts
Knowing the payout can change the amount you’re willing to wager. For winning bets, a playerbet pays out 1 to 1 or even money, a bankerbet pays out 19 to 20 (ex. $1.95 if you bet $1), and a tiebet pays out 8 to 1.
Betting Options
When the hand is over, you’ll be able to choose from three betting options for the next hand: re-bet to repeat your previous bet, clear bet to start fresh with a new bet amount, or double bet to double your bet if you’re feeling lucky.
Baccarat Scoring
It’s very important to remember when scoring a round of baccarat: if the total points in your hand reach double digits, you drop the first digit.
For example:
- You have a 7 and a 9, for a total of 16
- Because 16 is double digits, you drop the first digit
- Your 16 becomes a 6, meaning you have 6 points in your hand
Card Values in Baccarat
10 and Face Cards
The card values in baccarat are very similar to other casino table games like blackjack, except when it comes to face cards and tens.These are worth zero points.
Cards 2-9
Cards 2-9 are worth their face value, i.e. a four of hearts is worth four points.
Aces
If you’re dealt an Ace in baccarat, that card is worth one point.
Baccarat Drawing Rules
In baccarat online, you will increase your edge by taking the time to learn the rules. Luckily, one of the reasons playing baccarat is so popular is due to the minimal learning curve.
Learning how to play baccarat requires understanding that each card has a certain number of points allocated, and there are “drawing rules” that dictate player and banker behavior.
Simply put: you’re wagering on the outcome of a round of cards between you and the dealer – highest hand wins. If you’re looking to start a gaming session while on-the-go, fear not, most casinos offer a mobile baccarat for real money version of the game.
There are four main drawing rules for baccarat online:
- Place a Bet
- The Deal
- Instant Win
- Third-Card Rule
Placing a Bet
You can bet either on your hand, the banker’s hand, or a tie. Here, you’re just wagering on who you think will win, or if you believe there will be a tie.
The Deal
The total value for both hands is presented.
Instant Win
If either the player or the banker’s hand totals 8 or 9 points exactly (more on card values in a minute), that score wins the game.
In this case, no more cards are dealt, and the winning bet is cashed out. This is known as a “Natural”.
Online Baccarat Odds
While each online casino’s rules for online baccarat may differ, here is an example of typical baccarat odds for each wager.
Player bets typically pay even money (e.g. bet $100, win $100).
The house edge for this type of bet is a relatively low 1.24%, making betting on yourself a tempting strategy.
Banker bets typically pay even money, less a “commission” on the win, typically around 5%. This means a payout of approximately 95% on banker bets (e.g. bet $100, win $95.)
The house edge for banker bets is even lower than player bets, sitting at approximately 1.06%.
Ties in baccarat are paid out differently by each casino, but typically paid out at either 8- or 9-to-1.
Tie bets do have a very significant house edge of nearly 15%, so we recommend avoiding this bet type.
Baccarat Strategy
To reiterate, online baccarat is a game of chance. There is no skill involved. To explain how that’s possible, you first need to understand basic rules of how to play baccarat.
In every hand of baccarat, you have three choices: you can player bet on the player to win or bet on the banker to win or bet on a tie. The goal is to wager on the side you believe will finish with a hand total closest to nine. Both the player and the banker receive two cards to start, but – and this is why baccarat is a game of chance – whether or not the player receives a third card is dependent on the first two and whether the banker receive a third card is dependent on the player’s third card. It sounds more confusing than it actually is and remember, the rules are automatically applied and you don’t need to make any decisions, the baccarat rule are applied as the casino game moves along.
With that said, just because baccarat is a casino game that doesn’t require any skill doesn’t mean there are strategies and systems in place. Here are some of the most popular baccarat strategies.
Martingale System
The Martingale system is basic negative progression system that works well for those with above-average bankrolls. The rules for the system are simple in that every time you lose a bet you double it the next time.
The next four systems are popular in several “chance games” like baccarat, online craps and roulette.
The Martingale system is basic negative progression system that works well for those with above-average bankrolls. The rules for the system are simple in that every time you lose a bet you double it the next time. For example,
- You bet $10 on BANKER to win
- The player wins
- Next time you bet $20 on the BANKER to win
- The player wins again
- You bet $40 on the BANKER to win and the BANKER wins!
- You win $40 (minus 5% commission for banker win), recoup the $30 you lost on previous two hands and profit.
Remember, a streak of losses can add up and shrink a bankroll. This is why bet within your means before embracing the Martingale strategy.
Paroli
For those interested in a progressive baccarat strategy, check out Paroli. Like most chance game systems, the premise is simple and easy to remember. When applying Paroli, you double the bet after each WIN until you’ve won three straight. After the WIN-WIN-WIN, the system restarts. For example:
Like most chance game systems, the premise is simple and easy to remember. When applying Paroli, you double the bet after each WIN until you’ve won three straight.
- Player Bet $5 (win)
- Bet $10 Player (lose)
- Bet $5 Player (win)
- Bet $10 Player(win)
- Bet $20 Player (win)
- Bet $5 Player (lose)
In this scenario, the baccarat player finishes with $25 in profit by chasing the three consecutive wins. The risk associated with this system depend on how much you’re risking per hand and being aware that cold streaks may occur.
Labouchere
This baccarat strategy is a little tricky, but even new players can learn and apply Labouchere right away.
Say you know exactly how much you want to win, using Labouchere, you divide that amount into a tinier series. You add the numbers at the left and right sides of the sequence and that total is the amount of your first bet. If you win, move one number in on the left and right sides, add them up and place that new bet total. If you lose a hand, the previous bet amount is added to the right side. For example,
Say you know exactly how much you want to win, using Labouchere, you divide that amount into a tinier series. You add the numbers at the left and right sides of the sequence and that total is the amount of your first bet.
- 5-10-5-5-5-10-5-5
- Bet $10 (lose)
- 10-5-5-5-10-5-10
- Bet $20 (win)
- 5-5-5-10-5
While this does help keep baccarat players organized, remember the house edge always remains the same.
d’Alembert
Another progressive baccarat strategy that is similar to Martingale, but not as is risky is d’Alembert. You simply add or subtract an extra buck based on the outcome of the previous hand. For example:
Another progressive baccarat strategy that is similar to Martingale, but not as is risky is d’Alembert. You simply add or subtract an extra buck based on the outcome of the previous hand.
- Risk $5 on Player win (win)
- Risk $4 on Player to win (win)
- Risk $3 on Player to win (lose)
- Risk $4 on Player to win (win)
- Risk $3 on Player to win (win)
- Risk $2 on Player to win (lose)
- Risk $3 on Player to win (win)
You can’t get rich quick with this baccarat system, but you won’t go broke in a blink either. If you’re interested in a lengthy baccarat session, this is a wide system to embrace.
How We Rate The Best Baccarat Casinos
Before you play baccarat online, you need to pick the perfect casino for you. Our resident experts research the best new online casino sites to ensure they meet our exceptionally high standards. Here are the key factors we consider when writing our casino reviews of the latest online baccarat casinos:
If you want to play baccarat online for real money, you need to play at a site which accepts players from the US. We will only recommend sites to you if they accept US-based players.
The best baccarat online casino sites will offer a great selection of online casino games. Naturally, if you want to play baccarat online you expect to find multiple versions of baccarat, including live dealer games. But we always recommend choosing a site with a broad selection, in case you want to switch things up and play some online slots for real money.
A great casino bonus can really make a baccarat casino online stand out. In addition to a generous welcome bonus, we like to see a casino offer a rotating selection of bonuses and promotions. We appreciate it when a casino offers deposit bonuses, a free spins bonus, VIP program, and maybe even a no deposit bonus!
Unless you want to baccarat online for free, you will need to make a casino deposit to play for real money. We like to see a casino accept a broad selection of banking methods for both deposits and withdrawals, especially if the casino offers instant withdrawal options. We especially like to see crypto casinos which accept Bitcoin in addition to traditional payment methods, like Visa and Mastercard.
In 2024, all the best baccarat online casino sites offer a fantastic mobile casino experience. Whether you want to play at an iPhone casino, Android casino, or iPad casino, we believe that players need a smooth mobile gaming experience with plenty of games. While some online baccarat casinos still offer casino apps, most use mobile-optimized sites instead.
We believe that player safety is paramount when it comes to online baccarat. A safe online casino will hold a valid gaming license from a reputable licensing authority in addition to utilizing encryption and firewall software.
We always assess a casino’s customer support service. If players encounter any issues, it is vitally important that you can quickly and easily reach customer support. We like to see multiple contact methods (live chat, email, telephone) as well as 24/7 service.
Free Baccarat Pros & Cons
There aren’t a lot of downsides to playing free online baccarat. First, if you do not know the rules of the game or haven’t played a lot of hands, our free simulator will give you experience in a risk-free environment before you start playing live, Las Vegas baccarat.
However, if you catch a run of good luck when playing baccarat at an online casino for free, you won’t be able to cash out any winnings in the end. Sometimes, you’ll want to save your luck for when you have real money on the line.
- Learn how to play
- No need to sign up for an account
- No need to make a first deposit
- You can devise a strategy for when you do play for real money
- Make mistakes without losing your bankroll
- No welcome bonuses or promotions
- Can't win real money
- Can't earn loyalty rewards points
Different Baccarat Variants
There are a few variations of online baccarat, but there are two main types: punto banco and chemin de fer. You’ll also find variations that are specifically for the online gambling market, such as baccarat squeeze and Super 6 baccarat.
Punto Banco is the most popular variation of baccarat both online and at land based casinos. As we described above, one hand is designated for the player, while the other is assigned to the banker. Participants choose to wager on a win by player, win by banker, or a tie.
Player bets usually pay even money, while a five percent commission is taken out for banker bets. In the rare case of a successful tie bet (a “push”), payouts are typically 8:1, and the wagers for player and banker roll over to the next round.
Chemin de fer involves six decks of cards that are shuffled together. One player becomes the banker, and the rest become “punters.” Just like the blinds in poker, the role of banker/dealer rotates. The banker then places an initial bet, which can be met or exceeded by the punters. At this point, the player with the highest bet is elected (“chief punter”) to represent the rest of the punters.
Both the banker and the chief punter receive two cards face down. If neither has an 8 or a 9, the elected punter can choose to take a third card or stay. The general strategy for chemin de fer baccarat is:
If you hold between 0 and 4, you take a third card, and if you have a 6 or 7, you don’t.
If the banker wins, then they collect all the wagers and keep their position for another round. In the event of a player win, each bettor gets back their wager plus an equal amount from the banker.
Live dealer baccarat provides a land-based casino atmosphere from the comforts of home. Playing baccarat live online with a real dealer is the perfect way to enjoy the fast-paced casino experience without having to travel or deal with the crowds.
When you play live dealer baccarat, you virtually join a table that is hosted by a dealer via live video stream that is broadcasting from a brick-and-mortar casino. You can interact with the dealer via the online casino’s chat function, ask questions, receive answers and leave tips when they deliver a strong hand.
Best Baccarat Bonuses
The best baccarat online casino sites offer lucrative welcome bonuses. To help you research and find the right site for you, we’ve created this quick overview of our top five online baccarat casinos:
| Baccarat Casino Online | Welcome Bonus | Start Playing |
|---|---|---|
| Wild Casino | $9,000 | Wild Casino |
| Ignition Casino | $3,000 | Ignition |
| BetOnline | $3,000 | BetOnline |
| Super Slots | $6,000 | Super Slots |
| Bovada | $3,750 | Bovada |
Baccarat Glossary
This is the worst hand in the game and translates to “zero” in Italian and refers to how many points your hand earned.
The person who deals the card.
One of three possible baccarat bets where the player believes the house will win. If player is correct, house typically takes 5% commission.
Requesting another card from the dealer.
A version of baccarat that is often played by high rollers.
The best hand you can get in baccarat, totaling 9 points. La Grande is translated to “The big one.”
A wager that doesn’t win or lose, the player gets to keep their original wager.
Baccarat Online FAQs
Here are some regular questions we get about the casino. These will help you make a better decision of wether this site is the right one for you.
Is playing online baccarat legal in the United States?
There are no federal laws against playing online at a legal online gambling site; the act of individuals placing bets online is not against the law. However, those bets cannot be placed on a site located in the United States. There are plenty of trusted online casinos located around the globe that Americans have access to. No one in the United States has been prosecuted by federal or state officials for playing baccarat online.
Is online baccarat rigged?
Not if you play at a trustworthy online casino. The best online casinos for baccarat use random number generators (RNG) which produce countless random card combinations. Those combinations can’t be predicted and have no patterns. They also re-shuffle after every hand so card counting isn’t even an option when RNGs are being used.
Can I play baccarat for free online?
Yes, playing baccarat online for free is easier than ever as most sites offer free versions of their top games. We like to see sites offer both free online baccarat and real money games to give players the option.
What is the house edge in baccarat?
The average payout percentage for baccarat is around 98%, giving the player fairly decent odds against the house. This puts the house edge around 2%. The bets with the highest odds of winning are on the banker, followed by the player. Bets on a tie are much less likely to win, although the payout is significantly higher.
What are the odds of winning baccarat?
The result of a game of baccarat is 100% based on luck. Statistically, the banker’s hand wins around 51% of the time, but this is purely based on luck. Baccarat has one of the best overall odds of winning (along with blackjack, jacks or better, and craps) due to its low house edge, so just by playing the game, you’re setting yourself up to win.
Does card counting work in online baccarat?
No, card counting isn’t advantageous at online baccarat casinos, as they use a Random Number Generator to produce card combinations. Even baccarat in a traditional casino is not the type of game where it can help tilt the odds in your favor and secure consistent profitable returns.
In baccarat, is the player or banker bet a 50/50 chance?
Not quite, the banker’s hand has slightly improved odds because it is the last hand dealt. There is also that chance of a tie. The banker has a house edge of just 1.06%, while a bet on the player is 1.24%. The other option is the tie bet that has a house edge of 14.36%. So that bet should be avoided unless you are feeling lucky.
Does playing baccarat require skill?
Nope! All you need to play baccarat is an understanding of the rules. Other than that, it’s purely luck-based.
How do you win a baccarat game online?
The rules of baccarat online are simple: the you win by wagering on the hand (either the player or the banker) whose hand is closest to nine.
Mikki Gambler/Poker Player Net Worth
Who is Mikki the Gambler, also known as Dirty Goth Boi, also known as simply Mikael Mase? Mikki Mase, also known as Mikki Gambler, is an online gambling figure known for posting his incredible wins and casino experiences on Instagram. Information about Mikki Mase’s net worth is difficult to find, often bringing up results for the rapper Mase.
We can’t find Mikki the gambler’s exact net worth, but we project that Mikki Mase’s net worth is well over $15 million, based on photos & videos he’s publicly shared online.
Based on his social media posts, Mikki Mase’s net worth is at least $8,450,000, but this is just the tip of the iceberg.
